Crystal Umbrella

We cannot predict the future, but we can prepare you for all eventualities the future may throw at you!

As a member of Crystal Umbrella you have the major benefit of instant access to the very best financial advice possible. Crystal Umbrella works in partnership with ERL Consultancy Ltd, a dedicated team of Independent Financial Advisors (IFA’s), who are there to support you in many areas both inside and outside of your contracting life.

In an uncertain world, you never know what is around the corner and as a contractor you will only have statutory sick pay to rely on, in order to pay your monthly bills, should you become unwell.

ERL are truly independent and have access (on your behalf) to pension, financial, protection and investment products. They can also offer cover to protect your finances against accident and sickness, which could prevent you from carrying out your normal duties.

The Crystal company pension scheme is also expertly managed by ERL Consultancy.

Areas we can help...

Health
• Private Healthcare
• Health Savings Scheme (HSA) Plans
• Critical Illness cover
• Accident & Sickness cover
• Income Protection Plans

Wealth
• Exclusive Mortgage deals
• Specialist Mortgages
• Secured Lending
• Full Wealth Management Service
• Inheritance Tax Planning
• Risk Management
• Offshore Investments

Happiness
• Crystal Umbrella ‘Stakeholder Friendly Group’ Personal Pension Scheme
• Full Pension Planning Service
• Pension Transfer Services
• Life Assurance – Lump Sum & Monthly Benefit Schemes
• Property Purchase Schemes
• Will Writing

Remember ERL have full market access, so the right solution can be found for your individual needs.

To find out more

Simply give our experienced New Business Team a call today on 0800 848 8888, chat to us online or feel free to submit your query using our quick online form

Ready to join?

Call us on 0800 848 8888, download an application form or open an account online

Disclaimer
Crystal Umbrella is an introducer to ERL Consultancy Ltd. ERL Consultancy Ltd is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. The Financial Services Authority does not regulate Will Writing or IHT Planning.

ERL Consultancy Ltd usually charge a fee for mortgage advice, however this will be dependent on your circumstances. The typical fee is £295.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE